Time bank
Extra decision time a player can draw on when the standard clock runs out, online or under a live shot clock. Online time banks refill slowly; live ones are usually physical chips handed out at the start of the day.
Frequently asked questions
What is a time bank in online poker?
A reserve of extra seconds a player can draw on when the normal per-decision timer is not enough. The clock runs the standard allowance first, then starts consuming the bank.
How are time banks replenished?
It depends on the site and format. Some grant a fixed pool for the whole tournament, some add seconds at each new level or blind increase, and cash games commonly restore a small amount over time. The details are in each operator's tournament rules.
What happens when the time bank runs out?
The hand is acted on automatically — a check if checking is free, otherwise a fold. In live events with a shot clock the equivalent is a time-extension card, and running out means the hand is declared folded.